Cashowa
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Health and wellness practices
See what you earned, what it cost you and what is left. Cashowa is made for osteopathy practices who want a straight answer about their money without learning bookkeeping first.
Free plan, 10 credits a month, no card required.
Alex M.
hello@brightwaterosteopa.co
Your business at a glance.
Revenue (90d)
$9,839.00
Operating costs (90d)
$6,352.00
Net profit (90d)
$3,487.00
Monthly net
$1,612.00
Average of closed months
Cash flow
Money in and out, last 12 months
Top costs
Biggest expense categories, last 90 days
Top suppliers
Where the money went, last 90 days
If you run an osteopathy practice business, you already know the numbers do not sit still. A practice sells appointments, and an appointment that does not happen is gone for good. You cannot sell Tuesday at two o'clock again on Wednesday. That makes no-shows and late cancellations one of the most expensive things in the business, and one of the hardest to see, because a missing payment does not appear on a statement at all.
Revenue usually comes from more than one direction. Private clients paying on the day, insurers paying weeks later, and sometimes a contract that pays monthly. They arrive on different timelines and at different rates, so a busy diary does not always mean a healthy bank balance.
Costs are a mix of fixed and per client. Room hire or premises, insurance, registration and supervision are there whether or not anyone books. Consumables and laundry scale with how many people you see. Knowing which is which tells you how many appointments a week you actually need.
Money in
$6,222.00
Money out
$869.00
Left over
$5,353.00
Where the money went
Upload a statement and Cashowa does the sorting. Free to start, no card needed.
Three situations that come up constantly in osteopathy practices.
Cashowa groups your recurring fixed costs, so you can see what the practice costs to run before anyone books. Divide that by your session fee and you have the number of appointments a week that covers the basics.
Payments show up dated as they land. Comparing that to when you did the work makes the real lag visible, which is usually the thing that explains why a full diary and an empty bank account can happen at once.
Consumables, laundry and disposables get categorised, so you can see them rise and fall with how busy you are. If they rise when you are not busier, something needs looking at.
Switch between monthly, quarterly and yearly to see the pattern.
January is busy for anything health related and so is September. Summer holidays and the fortnight around Christmas are usually the quietest stretches of the year.
Upload twelve months and the pattern stops being something you half remember. You can switch between monthly, quarterly and yearly, which matters when income arrives in lumps and a single month tells you very little.
If you hold stock or materials, Cashowa tracks what you have, what it cost and what is running low. Enter a count once and it counts down as things get used, so you are not retyping numbers every week.
Add a lead time and it warns you before something runs out, rather than after.
Reorder now
Couch roll, Gloves will run out before a new order arrives.
| Product | Sold | Revenue | Cost | Stock |
|---|---|---|---|---|
| Couch roll | 28 | $1,818.88 | $28.00 | 4 |
| Gloves | 8 | $179.20 | $8.00 | 3 |
| Massage oil | 28 | $2,162.16 | $26.00 | 50 |
| Kinesiology tape | 46 | $4,371.84 | $33.00 | 43 |
| Disinfectant wipes | 33 | $1,067.22 | $14.00 | 77 |
Built around how osteopathy practices work, not around a generic business.
See the gap between doing the work and being paid, whether that is a private client or an insurer.
Registration, insurance, supervision and software all show up as one ongoing figure.
Particularly useful for sole practitioners running everything through one account.
Ask what you spent on room hire this year and get a real answer with the transactions attached.
Money arriving now for work you will do later, which is the trap in a package business.
These get recognised and sorted on their own when they turn up on your statement. If something specific to your setup gets filed wrongly, you fix it once and it sticks.
Export a statement, upload it, and the categorising happens on its own.
The things worth knowing before you sign up.
Other health and wellness practices categories Cashowa is built for.
See all health and wellness practicesBrowse other use cases
Cashowa also works for
No bank login
You upload a statement. Cashowa never asks for your banking credentials.
No card to start
The free plan gives you credits every month without payment details.
CSV or PDF
Whatever your bank exports. No special format needed.
Your data stays yours
Stored against your account only, and you can delete it whenever.
Cashowa reads your statements and tells you straight. Free plan, no card required.