Cashowa
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Home and property services
Most locksmith businesses find out how the year went in about April, from their accountant. Cashowa shows you as it happens, from the statements you already have.
Free plan, 10 credits a month, no card required.
Alex M.
hello@cobaltlocksmithco.co
Your business at a glance.
Revenue (90d)
$10,090.00
Operating costs (90d)
$5,927.00
Net profit (90d)
$4,163.00
Monthly net
$1,791.00
Average of closed months
Cash flow
Money in and out, last 12 months
Top costs
Biggest expense categories, last 90 days
Top suppliers
Where the money went, last 90 days
If you run a locksmith businesse business, you already know the numbers do not sit still. Property services live and die on repeat work. One clean is barely worth having. Fifty cleans a month on a tight round is a real business. That means the numbers that matter are not really about single jobs, they are about how many regulars you have, how close together they are, and what each visit actually nets you after you have driven there.
Travel is the cost people forget. Two jobs at forty pounds each look the same on paper, but if one is twenty minutes away and the other is round the corner, they are not the same job at all. Fuel shows up on your statement, but the time does not, and time is the thing you have least of.
The other thing is how quietly costs creep. Materials, machine servicing, replacement kit, insurance, the van. None of them are big on their own. Together they are often the difference between a round that pays properly and one that just keeps you busy.
Money in
$4,329.00
Money out
$1,587.00
Left over
$2,742.00
Where the money went
Upload a statement and Cashowa does the sorting. Free to start, no card needed.
Three situations that come up constantly in locksmith businesses.
Commercial work pays regularly and often at a lower rate. Categorise that income separately and set it against the hours and travel it eats, and you can see whether the steadiness is worth the price you accepted.
Machines fail and always at the wrong moment. Cashowa shows what you have spent on repairs and replacements over the last few years, which turns a panic purchase into something you saw coming.
Compare what you spent on leaflets, ads or lead services against income in the months after. It is not perfect attribution, but it is far better than the usual method of not looking at all.
Switch between monthly, quarterly and yearly to see the pattern.
Spring is the busiest stretch for most property services, with a second lift before Christmas. January is usually the quietest month and the one that catches people out.
Upload twelve months and the pattern stops being something you half remember. You can switch between monthly, quarterly and yearly, which matters when income arrives in lumps and a single month tells you very little.
If you hold stock or materials, Cashowa tracks what you have, what it cost and what is running low. Enter a count once and it counts down as things get used, so you are not retyping numbers every week.
Add a lead time and it warns you before something runs out, rather than after.
Reorder now
Microfibre cloths, Bin liners will run out before a new order arrives.
| Product | Sold | Revenue | Cost | Stock |
|---|---|---|---|---|
| Microfibre cloths | 55 | $1,782.00 | $12.00 | 4 |
| Bin liners | 12 | $817.44 | $26.00 | 3 |
| Filter cartridges | 6 | $281.88 | $18.00 | 60 |
| Gloves | 58 | $5,107.48 | $37.00 | 61 |
| Cleaning solution | 57 | $6,746.52 | $44.00 | 61 |
Built around how locksmith businesses work, not around a generic business.
Card payments, bank transfers and standing orders from regulars all get read and categorised, so you are not typing anything in.
The number that tells you whether your round is tight enough. Cashowa tracks it without you doing the sums.
One account is fine. Mark what is business once and Cashowa applies it to everything matching, now and in future uploads.
Insurance, servicing, replacement equipment and supplier accounts all get grouped so you can see what your kit really costs to keep running.
Ask what you spent on materials last quarter, or what your best month was, and get an answer backed by the actual transactions.
These get recognised and sorted on their own when they turn up on your statement. If something specific to your setup gets filed wrongly, you fix it once and it sticks.
Export a statement, upload it, and the categorising happens on its own.
The things worth knowing before you sign up.
Other home and property services categories Cashowa is built for.
See all home and property servicesBrowse other use cases
Cashowa also works for
No bank login
You upload a statement. Cashowa never asks for your banking credentials.
No card to start
The free plan gives you credits every month without payment details.
CSV or PDF
Whatever your bank exports. No special format needed.
Your data stays yours
Stored against your account only, and you can delete it whenever.
Cashowa reads your statements and tells you straight. Free plan, no card required.