For business owners

An AI analyst that finds the leaks — and reminds itself to look again every 90 days.

Q: Can I export the report?

Yes. Every saved audit has a Download PDF button — branded, paginated, ready to share with your accountant or co-founder. A full JSON export of your whole account is also available in Settings → Export.

Q: How often should I re-run an audit?

Toggle on Quarterly Business Review and Cashowa handles it — re-audits every 90 days, automatically, with a comparison narrative. Or re-run manually any time you make a real change (new pricing, new channel, redesigned landing page). The credit cost is small ( 75 with a site, 30 without) so iteration is cheap.

Cashowa audits your operations, your financials, and your website, and on Pro it keeps doing it on a schedule: Quarterly Business Reviews run automatically and tell you what changed since last time. Add your business free and see its real margin first; audits start on Starter.

Add your business free See pricing

Try a free taste first

The business health check is a small taste of the Quick analysis, and the AI visibility checker is a small taste of Pro's five-question check. No account needed.

See all the free tools

See it in action

Toggle between a fast Quick analysis and a full Analyst Pro engagement on any business you add.

Quick analysisStarter

Plain-language for side hustles and small businesses: profit leaks with the dollar impact, quick wins for this week, growth ideas, and a website audit.

Analyst ProPro

A full, document-driven engagement: upload your numbers and get requirements, process maps, forecasts, a costed business case, and ready-to-paste website fixes.

Add your business free

Cashowa business analyst set to Quick analysis — profit leaks, quick wins, growth ideas, and a website audit

Cashowa business analyst set to Analyst Pro — requirements, process maps, forecasts, business case, and website fixes

Two ways to use it

Start with a fast, plain-language analysis. Step up to Analyst Pro when you want a full, document-driven engagement.

Quick analysis

Starter

For side hustles, Shopify stores, and small businesses. A jargon-free review of your business in minutes — no documents needed.

✓Quick wins you can do this week
✓Where money is leaking — with a $ estimate
✓Concrete growth ideas
✓30 / 60 / 90-day to-dos scored by impact × effort
✓Website SEO, conversion & trust audit

Analyst Pro

Senior / CBAP-gradePro

Upload your financials, data exports, and process docs. The analyst reads them, runs the real numbers, and produces consultant-grade deliverables on demand.

✓Business Requirements Doc (BRD) + user stories
✓As-is / to-be process maps, RACI, SIPOC
✓Data analysis & forecasts from your own data
✓Strategy, SWOT & a costed business case with ROI
✓Stakeholder analysis & communication plan
✓Ready-to-apply website fixes (paste & go)

How an audit works

Three steps. Five minutes. Real numbers.

1
Tell Cashowa about your business
Industry, stage, monthly revenue and costs, your goals, your acquisition channels. A paragraph of context goes a long way.
2
Add your website (optional)
Drop a URL and Cashowa crawls your sitemap, fetches a sample of pages, and runs SEO + conversion + trust signals on each.
3
Get a structured report
Financial leaks, ops to fix, acquisition channels working vs leaking, prioritised to-dos by horizon, plus risks. Every number is computed and inspectable.

What gets analysed

Five lenses, all in one report.

Financials

Gross margin, runway, unit economics. Cashowa flags anything off — like negative margin lines or bloated overhead.

Leaks

Subscriptions you forgot, channels with high cost-per-acquisition, pricing anomalies, refund spikes — all listed with a fix.

Acquisition

Channels labelled 'working', 'leaking', or 'untested', so you know where to double-down and where to cut.

SEO

Title tags, meta descriptions, structure, internal linking, technical issues. Severity-rated and actionable.

Conversion

Above-the-fold messaging, social proof, friction in CTAs, missing trust signals. Heuristics from real teardowns.

Trust

Privacy and contact info, brand consistency, testimonials, secure transport — the things buyers check before clicking buy.

Set it and forget it: Quarterly Business Reviews

The audit you keep meaning to run? Cashowa runs it for you — automatically — and writes the comparison narrative.

Re-audit every 90 days. Automatically.

Toggle QBR on for any business. Cashowa picks the most overdue one each day, runs a fresh audit (with the website crawl if you have a URL), and writes a quarter-over-quarter comparison: what improved, what slipped, and what needs urgent attention. You wake up to a finished report instead of a calendar reminder you keep snoozing.

Quarterly reviews are a Pro feature. Running an audit yourself, whenever you like, starts on Starter.

Numeric deltas — gross margin %, channel performance shifts, audit-score changes.
Plain-English narrative — what improved, what got worse, what to do about it.
Auto-disables on downgrade — no surprise credit drain if you ever switch back to Free.
Stored in your account — every past QBR stays browsable. Build a longitudinal view of your business.

Cut your operating bills, too

Cashowa isn't just analysis — it acts. Two tools that pay for themselves on the first run.

Negotiate vendor bills

Your internet, your business phone line, your SaaS subscriptions. Cashowa researches the provider, finds 2–3 cheaper competitors live, drafts a retention call script, and writes the cancellation email. You execute — or just paste.

Find zombie subscriptions

Upload your business bank statement — CSV or PDF, no bank linking. Cashowa flags every recurring charge, classifies the cadence, and surfaces 'stale' ones — trials that auto-renewed, services you forgot you signed up for, vendors who quietly raised prices.

Who runs audits with Cashowa

Indie founders

Solo SaaS, niche shops, bootstrapped startups looking for the next 10% of growth.

Operators

COOs and ops leads who want a fast, structured second opinion on the business.

Agencies

Run audits on prospect sites before pitches. The website report doubles as a deliverable.

Investors / advisors

Get a structured read on a portfolio business in minutes instead of hours.

Cashowa vs hiring an analyst

Cashowa

A consultant or analyst

Costs 75 credits per full audit: about $3 of a Starter plan's allowance
Typically hundreds to thousands of dollars per engagement
Returns the report in minutes
Days to weeks
Re-runs whenever you change the inputs
Pay again for each round
Numbers are computed and inspectable
Numbers from the consultant's spreadsheet — trust them
Available 24/7
Calendar tetris

Not a replacement for human strategy on bet-the-company decisions — but plenty for the everyday improvements you should be making this quarter.

Starter, Growth and Scale

What you get on each plan

Adding a business, and reading its cash flow, margin and budgets, is free. Starter ($6 a month) is where the analysis begins: audits, the website and storefront check, competitors, the forecast and business chat. Pro adds AI visibility, Analyst Pro and the quarterly review.

Starter

$9.99/mo

billed monthly

Fix one store's listings and see what you keep

Where most sellers start

Everything you need for one store

1 store: Etsy, WooCommerce or eBay (Shopify soon)
Health checks on every listing, with a pass rate for your store
Priority fixes, worst listing first
Approve, apply, check and undo: nothing changes without you
AI-written titles, descriptions, tags and alt text, 150 listings a month
Tell the AI what you want in a note and it follows it
Fix all: up to 25 listings at a time
Upload your order exports and bank statements: cash flow, profit by product, costs and budgets
Did it work? Your own before and after numbers
A weekly email: what changed and what to fix next
Calculators in your account: profit, ads, break-even, VAT, runway

7 days free, then $9.99 a month. Cancel before it ends and you are not charged.

Growth

$19.99/mo

billed monthly

For sellers on more than one store

Everything in Starter, plus

Up to 3 stores
400 AI-written listings a month
Forecast: 3, 6 or 12 months ahead, with what-ifs you add
Analysis with a 30, 60 and 90-day plan, as PDF or Markdown
Ask Cashowa: questions answered with numbers worked out by code
AI visibility: does an AI assistant with live web search name you? 4 checks a month
A review every 90 days, compared with the last one

7 days free, then $19.99 a month. Cancel before it ends and you are not charged.

Scale

$39.99/mo

billed monthly

For many stores and a team

Everything in Growth, plus

Up to 10 stores
1,000 AI-written listings a month
One summary across all your stores
Fix rules you pre-approve, still logged and undoable
Three team seats
12 AI visibility checks a month
Priority support

7 days free, then $39.99 a month. Cancel before it ends and you are not charged.

Every plan starts with 7 days free. Cancel before they end and you are not charged. Compare every plan in detail.

Frequently asked

What kind of website can it audit?

Any public site reachable by HTTP. The crawler is HTTP-only — sites that need a full headless browser to render content (heavy SPAs without server-side rendering) return less detail. We flag this in the report when we see it.

How accurate are the financial numbers?

As accurate as the inputs you give us. Cashowa runs the math on the figures in your business profile — if you say $20k monthly revenue, that's the basis. For numbers that need transactions (e.g., real expense breakdowns), upload a CSV or PDF in Cash Flow first.

Can I export the report?

Yes. Every saved audit has a Download PDF button — branded, paginated, ready to share with your accountant or co-founder. A full JSON export of your whole account is also available in Settings → Export.

How often should I re-run an audit?

Toggle on Quarterly Business Review and Cashowa handles it — re-audits every 90 days, automatically, with a comparison narrative. Or re-run manually any time you make a real change (new pricing, new channel, redesigned landing page). The credit cost is small (75 with a site, 30 without) so iteration is cheap.

What's in the quarter-over-quarter narrative?

Numeric deltas (gross margin %, channel shifts, audit-score changes) plus a plain-English read of what improved, what slipped, and what needs urgent attention. It anchors to your most recent prior audit, so the second QBR is when comparison starts.

Can Cashowa actually negotiate my bills for me?

It drafts the work — researches your provider and live competitors, writes a retention call script, and drafts the cancellation/negotiation email. You either paste & send, or follow the script on the call. We don't place calls or send emails on your behalf — you keep control of the relationship.

Why owners run audits here

A handful of the early users who put Cashowa on real businesses.

I asked it to find leaks in my agency and it pointed at three things I'd been ignoring for months. The audit took five minutes — and I could click every number to see how it got there.
Marcus T.
Agency owner
Finally a money app that shows me where the numbers come from. I click any figure in the chat and the math expands. Nothing feels hand-wavy.
Ada O.
Software engineer
I used to avoid looking at my bank statements. Now I upload a CSV once a month and Cashowa just tells me what changed and where I'm leaking.
Priya R.
Project manager
It built me a 5-year plan to buy my first place. The action steps were specific — not 'save more', actual amounts and dates tied to my real income.
Daniel L.
Product designer
The website audit on top of the business analyst is the unfair advantage. It flagged four conversion issues my agency had missed.
Sandra K.
Founder, e-commerce
I asked about my freelance taxes for last quarter. It pulled the right numbers from my uploaded CSVs and gave me an honest answer — with the calculation right there.
Jaime V.
Freelance writer

Find your business's leaks this afternoon

Add your business free and see its real margin. When you want the audit, Starter is $6 a month, and its 150 credits cover 2 full audits with a website crawl.

Start free Read all features

Cashowa

An AI analyst that finds the leaks — and reminds itself to look again every 90 days.

An AI analyst that finds the leaks — and reminds itself to look again every 90 days.

Try a free taste first

See it in action

Two ways to use it

Quick analysis

Analyst Pro

How an audit works

Tell Cashowa about your business

Add your website (optional)

Get a structured report

What gets analysed

Financials

Leaks

Acquisition

SEO

Conversion

Trust

Set it and forget it: Quarterly Business Reviews

Re-audit every 90 days. Automatically.

Cut your operating bills, too

Negotiate vendor bills

Find zombie subscriptions

Who runs audits with Cashowa

Indie founders

Operators

Agencies

Investors / advisors

Cashowa vs hiring an analyst

What you get on each plan

Frequently asked

Why owners run audits here

Find your business's leaks this afternoon

An AI analyst that finds the leaks — and reminds itself to look again every 90 days.

Try a free taste first

See it in action

Two ways to use it

Quick analysis

Analyst Pro

How an audit works

Tell Cashowa about your business

Add your website (optional)

Get a structured report

What gets analysed

Financials

Leaks

Acquisition

SEO

Conversion

Trust

Set it and forget it: Quarterly Business Reviews

Re-audit every 90 days. Automatically.

Cut your operating bills, too

Negotiate vendor bills

Find zombie subscriptions

Who runs audits with Cashowa

Indie founders

Operators

Agencies

Investors / advisors

Cashowa vs hiring an analyst

What you get on each plan

Frequently asked

Why owners run audits here

Find your business's leaks this afternoon