Cashowa
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Handmade and custom made
Cashowa reads your statements, categorises everything automatically and shows you the numbers that matter to handmade sellers. No spreadsheets, no manual tagging, no accounting degree needed.
Free plan, 10 credits a month, no card required.
Alex M.
hello@vellumhandmadeco.co
Your business at a glance.
Revenue (90d)
$20,435.00
Operating costs (90d)
$10,884.00
Net profit (90d)
$9,551.00
Monthly net
$2,063.00
Average of closed months
Cash flow
Money in and out, last 12 months
Top costs
Biggest expense categories, last 90 days
Top suppliers
Where the money went, last 90 days
Running a handmade seller business means the money never behaves as neatly as the advice suggests. The defining mistake in handmade selling is not costing your own labour. People add up materials, add a bit, and call that the price. The hours vanish, which is why so many makers work constantly and end up with very little. If your time is not in the cost, the price is wrong.
Custom and made to order work makes this worse, because every piece takes a different amount of time and the awkward ones take far longer than you remember. Averaging hides the commissions that were genuinely bad deals.
Materials get bought in bulk and used gradually, so the spend and the usage never line up in a single month. Looking at cost of goods over a quarter or a year gives you a much truer picture than any individual month will.
Money in
$5,174.00
Money out
$1,312.00
Left over
$3,862.00
Where the money went
Upload a statement and Cashowa does the sorting. Free to start, no card needed.
Three situations that come up constantly in handmade.
With per product costs entered, custom pieces can be compared against your standard range. The ones that consistently lose become obvious rather than being absorbed into an average.
Because buying is lumpy, quarterly and annual views tell you far more about your real cost of goods than any single month.
Decide what your time is worth, measure how long a piece takes, and put both into the unit cost. It is uncomfortable the first time and it is the single change that fixes most handmade pricing.
Switch between monthly, quarterly and yearly to see the pattern.
The run up to Christmas is the biggest stretch by far, with a second lift around Mother's Day and wedding season. January and February are usually very quiet.
Upload twelve months and the pattern stops being something you half remember. You can switch between monthly, quarterly and yearly, which matters when income arrives in lumps and a single month tells you very little.
Import your sales file and Cashowa works out profit per product, what is selling, and what has not moved in sixty days. Enter what each item costs you once and the margins stop being guesswork.
Add a lead time and it warns you before something runs out, rather than after.
Reorder now
Compact handmade, Classic handmade will run out before a new order arrives.
| Product | Sold | Revenue | Cost | Stock |
|---|---|---|---|---|
| Compact handmade | 60 | $2,930.40 | $22.00 | 0 |
| Classic handmade | 42 | $3,734.64 | $38.00 | 4 |
| Everyday handmade | 18 | $504.00 | $10.00 | 42 |
| Mini handmade | 30 | $414.00 | $6.00 | 68 |
| Deluxe handmade | 46 | $1,810.56 | $16.00 | 45 |
Import an order export and Cashowa works these out on its own.
Net revenue
$18,420
after refunds
Gross profit
$7,905
after unit costs
Average order
$46.10
Repeat buyers
31.4%
of customers
Refund rate
4.2%
Lifetime value
$92.30
per customer
Built around how handmade sell, not around a generic business.
Pitch, travel and time against what you took.
Ranked by what actually sold.
The single change that fixes most handmade pricing.
So the pieces that lose money stop hiding inside an average.
Quarterly and yearly views that match how you actually buy.
These get recognised and sorted on their own when they turn up on your statement. If something specific to your setup gets filed wrongly, you fix it once and it sticks.
Export a statement, upload it, and the categorising happens on its own.
The things worth knowing before you sign up.
Cashowa is built for every kind of business, not just this one.
See all handmade and custom madeBrowse other use cases
Cashowa also works for
No bank login
You upload a statement. Cashowa never asks for your banking credentials.
No card to start
The free plan gives you credits every month without payment details.
CSV or PDF
Whatever your bank exports. No special format needed.
Your data stays yours
Stored against your account only, and you can delete it whenever.
Cashowa reads your statements and tells you straight. Free plan, no card required.