Cashowa
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Food, hospitality and lifestyle
See what you earned, what it cost you and what is left. Cashowa is made for ice-cream shops who want a straight answer about their money without learning bookkeeping first.
Free plan, 10 credits a month, no card required.
Alex M.
hello@marlowicecreamltd.co
Your business at a glance.
Revenue (90d)
$9,645.00
Operating costs (90d)
$6,945.00
Net profit (90d)
$2,700.00
Monthly net
$1,762.00
Average of closed months
Cash flow
Money in and out, last 12 months
Top costs
Biggest expense categories, last 90 days
Top suppliers
Where the money went, last 90 days
Money in an ice-cream shop business has a shape of its own, and most tools ignore it. Food businesses run on a percentage, not a number. What matters is not that you spent four thousand on stock, it is that stock was thirty two percent of what you took. Two percentage points either way is the difference between a good year and a year where you worked incredibly hard for nothing.
Waste is the cost nobody sees, because it does not appear anywhere. It looks exactly like food you sold, right up until you compare what you bought with what you took. The gap is the story.
Delivery platforms changed the shape of this business completely. A thirty percent commission on a dish priced for eat in is not a small dent, it is often the entire margin. Seeing platform payouts separately from till takings is the only way to know whether that channel is actually earning you anything.
Money in
$6,082.00
Money out
$1,401.00
Left over
$4,681.00
Where the money went
Upload a statement and Cashowa does the sorting. Free to start, no card needed.
Three situations that come up constantly in ice-cream shops.
Energy is one of the biggest movers in hospitality. Cashowa tracks it as its own category so you can see it as a share of takings rather than just as a bill that felt bigger.
Set weekly takings against wages. If Monday and Tuesday cost more in staff than they bring in, the numbers make the case for changing hours far better than a hunch does.
Cashowa categorises supplier payments and charts them against income. Watching that ratio month to month is the single most useful habit in a food business, and it takes no effort once the statements are in.
Switch between monthly, quarterly and yearly to see the pattern.
December is enormous for most hospitality and January is brutal. Summer depends entirely on whether you are somewhere people go when the sun is out.
Upload twelve months and the pattern stops being something you half remember. You can switch between monthly, quarterly and yearly, which matters when income arrives in lumps and a single month tells you very little.
If you hold stock or materials, Cashowa tracks what you have, what it cost and what is running low. Enter a count once and it counts down as things get used, so you are not retyping numbers every week.
Add a lead time and it warns you before something runs out, rather than after.
Reorder now
Coffee beans, Flour sacks will run out before a new order arrives.
| Product | Sold | Revenue | Cost | Stock |
|---|---|---|---|---|
| Coffee beans | 8 | $228.80 | $11.00 | 0 |
| Flour sacks | 51 | $1,762.56 | $16.00 | 0 |
| Takeaway boxes | 56 | $1,411.20 | $12.00 | 42 |
| Cooking oil | 12 | $151.20 | $6.00 | 68 |
| Napkins | 6 | $255.36 | $16.00 | 36 |
Built around how ice-cream shops work, not around a generic business.
So you can see whether that channel is worth the commission.
See what each supplier costs you across a quarter rather than invoice by invoice.
Wages as a share of income, which is the second number that decides whether a food business works.
What did I spend with the butcher last quarter. Answer comes back with the transactions behind it.
The cost that has moved most in hospitality, tracked properly.
These get recognised and sorted on their own when they turn up on your statement. If something specific to your setup gets filed wrongly, you fix it once and it sticks.
Export a statement, upload it, and the categorising happens on its own.
The things worth knowing before you sign up.
Other food, hospitality and lifestyle categories Cashowa is built for.
See all food, hospitality and lifestyleBrowse other use cases
Cashowa also works for
No bank login
You upload a statement. Cashowa never asks for your banking credentials.
No card to start
The free plan gives you credits every month without payment details.
CSV or PDF
Whatever your bank exports. No special format needed.
Your data stays yours
Stored against your account only, and you can delete it whenever.
Cashowa reads your statements and tells you straight. Free plan, no card required.