Cashowa
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Beauty and cosmetics products
Upload a bank statement and Cashowa sorts every line, works out what is actually making you money, and answers questions about your own numbers in plain English. Built for the way nail care sellers really get paid.
Free plan, 10 credits a month, no card required.
Alex M.
hello@bluepointnailcare.co
Your business at a glance.
Revenue (90d)
$12,528.00
Operating costs (90d)
$6,856.00
Net profit (90d)
$5,672.00
Monthly net
$2,238.00
Average of closed months
Cash flow
Money in and out, last 12 months
Top costs
Biggest expense categories, last 90 days
Top suppliers
Where the money went, last 90 days
Running a nail care seller business means the money never behaves as neatly as the advice suggests. Beauty products are made or bought in batches, which means your cost per unit depends entirely on batch size. A small run costs far more per unit than a large one, and pricing set against one batch size stops being right the moment you change it. Plenty of small brands are selling at a loss without knowing, because they costed against a batch they no longer make.
Shelf life is real. Formulations expire, and stock that does not sell before its date is a total loss rather than something you can discount. That makes slow movers more expensive here than in categories where old stock is merely unfashionable.
The good news is repeat buying. People who like a moisturiser buy it again, which makes customer lifetime value the number that should drive your marketing spend rather than the value of a first order.
Money in
$5,235.00
Money out
$1,848.00
Left over
$3,387.00
Where the money went
Upload a statement and Cashowa does the sorting. Free to start, no card needed.
Three situations that come up constantly in nail care.
Sets carry extra packaging cost and usually a discount. Comparing their margin against selling the items individually is a calculation worth doing before the fourth quarter, not after.
Enter the unit cost for the batch you actually made. When batch size changes, update it. Cashowa recalculates gross profit from that figure rather than from a price set two batches ago.
The sixty day slow mover list flags what is not moving. In a category with expiry dates, acting early is the difference between a discount and a write off.
Switch between monthly, quarterly and yearly to see the pattern.
The fourth quarter is strong for gift sets and January is strong for skincare resolutions. Summer lifts sun and body care.
Upload twelve months and the pattern stops being something you half remember. You can switch between monthly, quarterly and yearly, which matters when income arrives in lumps and a single month tells you very little.
Import your sales file and Cashowa works out profit per product, what is selling, and what has not moved in sixty days. Enter what each item costs you once and the margins stop being guesswork.
Add a lead time and it warns you before something runs out, rather than after.
Reorder now
Deluxe nail care, Starter nail care will run out before a new order arrives.
| Product | Sold | Revenue | Cost | Stock |
|---|---|---|---|---|
| Deluxe nail care | 61 | $6,148.80 | $35.00 | 0 |
| Starter nail care | 35 | $1,352.40 | $14.00 | 3 |
| Large nail care | 54 | $3,528.36 | $22.00 | 60 |
| Premium nail care | 42 | $3,991.68 | $33.00 | 44 |
| Compact nail care | 33 | $1,916.64 | $24.00 | 42 |
Import an order export and Cashowa works these out on its own.
Net revenue
$18,420
after refunds
Gross profit
$7,905
after unit costs
Average order
$46.10
Repeat buyers
31.4%
of customers
Refund rate
4.2%
Lifetime value
$92.30
per customer
Built around how nail care sell, not around a generic business.
What a returning customer is really worth.
Whether bundling earns or just moves stock.
Update cost per unit when batch size changes and margins stay honest.
Discounting beats writing off.
The numbers that should set your marketing budget.
These get recognised and sorted on their own when they turn up on your statement. If something specific to your setup gets filed wrongly, you fix it once and it sticks.
Export a statement, upload it, and the categorising happens on its own.
The things worth knowing before you sign up.
Other beauty and cosmetics products categories Cashowa is built for.
No bank login
You upload a statement. Cashowa never asks for your banking credentials.
No card to start
The free plan gives you credits every month without payment details.
CSV or PDF
Whatever your bank exports. No special format needed.
Your data stays yours
Stored against your account only, and you can delete it whenever.
Cashowa reads your statements and tells you straight. Free plan, no card required.