Cashowa
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Home and living
Most home decor sellers find out how the year went in about April, from their accountant. Cashowa shows you as it happens, from the statements you already have.
Free plan, 10 credits a month, no card required.
Alex M.
hello@hartleyhomedecortr.co
Your business at a glance.
Revenue (90d)
$15,119.00
Operating costs (90d)
$10,986.00
Net profit (90d)
$4,133.00
Monthly net
$1,200.00
Average of closed months
Cash flow
Money in and out, last 12 months
Top costs
Biggest expense categories, last 90 days
Top suppliers
Where the money went, last 90 days
If you run a home decor seller business, you already know the numbers do not sit still. Home goods are heavy and awkward, and that changes everything about the economics. Shipping is not a small line item, it is often the thing that decides whether an order was worth taking. A sofa and a mug are not the same business even if they sit in the same shop.
Damage in transit is a real and recurring cost. Breakages, corner knocks and returns of things that are expensive to send back all take a bite that lighter categories never feel. Good packaging costs money and bad packaging costs more.
Stock turns slowly. People buy a lamp when they redecorate, not every month. That means cash sits in inventory longer, and buying decisions are harder to reverse, so getting the buy right matters more than it does where you can reorder weekly.
Money in
$5,876.00
Money out
$1,133.00
Left over
$4,743.00
Where the money went
Upload a statement and Cashowa does the sorting. Free to start, no card needed.
Three situations that come up constantly in home decor.
Storage costs charted against stock turn. If the unit is filling with things that have not moved in six months, the rent is buying you nothing.
Postage and courier costs get their own category, charted against income. In bulky goods that percentage is the number that decides which lines are worth stocking at all.
The products view shows what has not sold in sixty days. With slow moving home goods that is normal for some lines and a warning for others, and having the list in front of you is what makes the difference readable.
Switch between monthly, quarterly and yearly to see the pattern.
Home goods lift in autumn as people prepare for winter and again in the new year when redecorating starts. Late spring is often the quietest stretch.
Upload twelve months and the pattern stops being something you half remember. You can switch between monthly, quarterly and yearly, which matters when income arrives in lumps and a single month tells you very little.
Import your sales file and Cashowa works out profit per product, what is selling, and what has not moved in sixty days. Enter what each item costs you once and the margins stop being guesswork.
Add a lead time and it warns you before something runs out, rather than after.
Reorder now
Classic home decor, Everyday home decor will run out before a new order arrives.
| Product | Sold | Revenue | Cost | Stock |
|---|---|---|---|---|
| Classic home decor | 42 | $4,989.60 | $45.00 | 3 |
| Everyday home decor | 25 | $2,047.50 | $30.00 | 4 |
| Mini home decor | 30 | $3,205.80 | $39.00 | 35 |
| Deluxe home decor | 39 | $3,077.10 | $30.00 | 67 |
| Starter home decor | 10 | $265.50 | $9.00 | 62 |
Import an order export and Cashowa works these out on its own.
Net revenue
$18,420
after refunds
Gross profit
$7,905
after unit costs
Average order
$46.10
Repeat buyers
31.4%
of customers
Refund rate
4.2%
Lifetime value
$92.30
per customer
Built around how home decor sell, not around a generic business.
What you charge against what it actually costs.
Rent against what is actually turning over.
The line that decides profitability in bulky goods.
Enter unit costs and see which lines actually carry their weight.
Important when each unmoved item takes up both cash and space.
These get recognised and sorted on their own when they turn up on your statement. If something specific to your setup gets filed wrongly, you fix it once and it sticks.
Export a statement, upload it, and the categorising happens on its own.
The things worth knowing before you sign up.
Other home and living categories Cashowa is built for.
No bank login
You upload a statement. Cashowa never asks for your banking credentials.
No card to start
The free plan gives you credits every month without payment details.
CSV or PDF
Whatever your bank exports. No special format needed.
Your data stays yours
Stored against your account only, and you can delete it whenever.
Cashowa reads your statements and tells you straight. Free plan, no card required.