Cashowa
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Health and medical supplies
Cashowa turns your bank statements into a clear picture of the business. Made for healthcare, lab and dental sellers, and for the specific way money moves in this trade.
Free plan, 10 credits a month, no card required.
Alex M.
hello@draytonhealthcarel.co
Your business at a glance.
Revenue (90d)
$8,664.00
Operating costs (90d)
$5,463.00
Net profit (90d)
$3,201.00
Monthly net
$1,325.00
Average of closed months
Cash flow
Money in and out, last 12 months
Top costs
Biggest expense categories, last 90 days
Top suppliers
Where the money went, last 90 days
Money in a healthcare, lab and dental seller business has a shape of its own, and most tools ignore it. Health supplies carry regulation that most retail does not. Depending on what you sell there are rules about claims, storage, traceability and who you can sell to. Those obligations are costs, and they are costs that exist whether or not you sell anything.
Expiry dates make slow stock genuinely dangerous rather than merely annoying. Product that passes its date is a write off, not a discount opportunity, so the cost of overbuying is higher here than almost anywhere.
Demand is often urgent and non discretionary. People buy because they need it, which makes availability more important than price. Running out is worse than being a little expensive, which changes how you should think about reorder points.
Money in
$4,974.00
Money out
$1,209.00
Left over
$3,765.00
Where the money went
Upload a statement and Cashowa does the sorting. Free to start, no card needed.
Three situations that come up constantly in healthcare, lab and dental.
Bigger orders cost less per unit and expire just as fast. Comparing your sales rate against the shelf life tells you the largest order that will actually sell through.
Licensing, insurance and testing grouped into one annual figure, which is the cost of operating in this category before anything sells.
Enter stock and lead time and Cashowa warns you before an item runs out. In a category where buyers need the product rather than want it, availability is worth more than a discount.
Switch between monthly, quarterly and yearly to see the pattern.
Winter lifts anything cold and flu related, and January lifts supplements. Otherwise demand is steadier than most retail because it is need driven.
Upload twelve months and the pattern stops being something you half remember. You can switch between monthly, quarterly and yearly, which matters when income arrives in lumps and a single month tells you very little.
Import your sales file and Cashowa works out profit per product, what is selling, and what has not moved in sixty days. Enter what each item costs you once and the margins stop being guesswork.
Add a lead time and it warns you before something runs out, rather than after.
Reorder now
Large healthcare, lab, Premium healthcare, lab will run out before a new order arrives.
| Product | Sold | Revenue | Cost | Stock |
|---|---|---|---|---|
| Large healthcare, lab | 40 | $1,944.80 | $17.00 | 1 |
| Premium healthcare, lab | 17 | $1,376.32 | $32.00 | 1 |
| Compact healthcare, lab | 52 | $2,677.48 | $19.00 | 60 |
| Classic healthcare, lab | 19 | $1,602.84 | $37.00 | 26 |
| Everyday healthcare, lab | 37 | $3,809.52 | $44.00 | 66 |
Import an order export and Cashowa works these out on its own.
Net revenue
$18,420
after refunds
Gross profit
$7,905
after unit costs
Average order
$46.10
Repeat buyers
31.4%
of customers
Refund rate
4.2%
Lifetime value
$92.30
per customer
Built around how healthcare, lab and dental sell, not around a generic business.
What regulation costs you annually.
Because being out of stock is the expensive failure here.
Expiry makes acting late much more costly.
Regulatory and insurance costs as one annual figure.
Enter unit costs and see real margins rather than turnover.
These get recognised and sorted on their own when they turn up on your statement. If something specific to your setup gets filed wrongly, you fix it once and it sticks.
Export a statement, upload it, and the categorising happens on its own.
The things worth knowing before you sign up.
Other health and medical supplies categories Cashowa is built for.
See all health and medical suppliesBrowse other use cases
Cashowa also works for
No bank login
You upload a statement. Cashowa never asks for your banking credentials.
No card to start
The free plan gives you credits every month without payment details.
CSV or PDF
Whatever your bank exports. No special format needed.
Your data stays yours
Stored against your account only, and you can delete it whenever.
Cashowa reads your statements and tells you straight. Free plan, no card required.