Cashowa
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Health and medical supplies
See what you earned, what it cost you and what is left. Cashowa is made for massage and relaxation sellers who want a straight answer about their money without learning bookkeeping first.
Free plan, 10 credits a month, no card required.
Alex M.
hello@harbourmassageands.co
Your business at a glance.
Revenue (90d)
$14,434.00
Operating costs (90d)
$9,207.00
Net profit (90d)
$5,227.00
Monthly net
$1,781.00
Average of closed months
Cash flow
Money in and out, last 12 months
Top costs
Biggest expense categories, last 90 days
Top suppliers
Where the money went, last 90 days
The money side of massage and relaxation sellers is rarely as tidy as the accounting software assumes. Health supplies carry regulation that most retail does not. Depending on what you sell there are rules about claims, storage, traceability and who you can sell to. Those obligations are costs, and they are costs that exist whether or not you sell anything.
Expiry dates make slow stock genuinely dangerous rather than merely annoying. Product that passes its date is a write off, not a discount opportunity, so the cost of overbuying is higher here than almost anywhere.
Demand is often urgent and non discretionary. People buy because they need it, which makes availability more important than price. Running out is worse than being a little expensive, which changes how you should think about reorder points.
Money in
$4,003.00
Money out
$1,227.00
Left over
$2,776.00
Where the money went
Upload a statement and Cashowa does the sorting. Free to start, no card needed.
Three situations that come up constantly in massage and relaxation.
The slow mover view shows what is sitting. With expiry dates attached, that list is the difference between clearing stock and destroying it.
Regulatory fees, testing and insurance get grouped so the cost of operating in a regulated category is visible rather than scattered.
For products people need rather than want, being out of stock loses the customer rather than delaying the sale. Enter stock and lead times and Cashowa warns you before that happens.
Switch between monthly, quarterly and yearly to see the pattern.
Winter lifts anything cold and flu related, and January lifts supplements. Otherwise demand is steadier than most retail because it is need driven.
Upload twelve months and the pattern stops being something you half remember. You can switch between monthly, quarterly and yearly, which matters when income arrives in lumps and a single month tells you very little.
Import your sales file and Cashowa works out profit per product, what is selling, and what has not moved in sixty days. Enter what each item costs you once and the margins stop being guesswork.
Add a lead time and it warns you before something runs out, rather than after.
Reorder now
Premium massage, Compact massage will run out before a new order arrives.
| Product | Sold | Revenue | Cost | Stock |
|---|---|---|---|---|
| Premium massage | 29 | $1,327.04 | $16.00 | 3 |
| Compact massage | 16 | $1,471.68 | $42.00 | 4 |
| Classic massage | 22 | $2,415.60 | $45.00 | 20 |
| Everyday massage | 45 | $3,348.00 | $30.00 | 56 |
| Mini massage | 10 | $941.60 | $44.00 | 52 |
Import an order export and Cashowa works these out on its own.
Net revenue
$18,420
after refunds
Gross profit
$7,905
after unit costs
Average order
$46.10
Repeat buyers
31.4%
of customers
Refund rate
4.2%
Lifetime value
$92.30
per customer
Built around how massage and relaxation sell, not around a generic business.
The largest order that will actually sell in time.
What regulation costs you annually.
Because being out of stock is the expensive failure here.
Expiry makes acting late much more costly.
Regulatory and insurance costs as one annual figure.
These get recognised and sorted on their own when they turn up on your statement. If something specific to your setup gets filed wrongly, you fix it once and it sticks.
Export a statement, upload it, and the categorising happens on its own.
The things worth knowing before you sign up.
Other health and medical supplies categories Cashowa is built for.
See all health and medical suppliesBrowse other use cases
Cashowa also works for
No bank login
You upload a statement. Cashowa never asks for your banking credentials.
No card to start
The free plan gives you credits every month without payment details.
CSV or PDF
Whatever your bank exports. No special format needed.
Your data stays yours
Stored against your account only, and you can delete it whenever.
Cashowa reads your statements and tells you straight. Free plan, no card required.