Cashowa
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Vintage, collectibles and resale
Upload a bank statement and Cashowa sorts every line, works out what is actually making you money, and answers questions about your own numbers in plain English. Built for the way collectibles sellers really get paid.
Free plan, 10 credits a month, no card required.
Alex M.
hello@willowcollectibles.co
Your business at a glance.
Revenue (90d)
$11,462.00
Operating costs (90d)
$7,546.00
Net profit (90d)
$3,916.00
Monthly net
$1,593.00
Average of closed months
Cash flow
Money in and out, last 12 months
Top costs
Biggest expense categories, last 90 days
Top suppliers
Where the money went, last 90 days
If you run a collectibles seller business, you already know the numbers do not sit still. Resale breaks every assumption built into normal inventory thinking. There is no reorder point, because there is only ever one of the thing. Every item has its own cost basis, bought on its own day, often in cash at a car boot or an auction. Average cost means nothing here.
Sourcing is a cost that hides in plain sight. Fuel to the fair, the pitch fee, the auction commission, the hours spent looking. None of it attaches neatly to any single item, but all of it has to come out of the margin somewhere.
The other awkward thing is time. An item might sit for a year and then sell for a very good price. That is not a failure, it is how the trade works, but it makes cash flow lumpy and makes it easy to confuse a good month with a good business.
Money in
$5,685.00
Money out
$1,473.00
Left over
$4,212.00
Where the money went
Upload a statement and Cashowa does the sorting. Free to start, no card needed.
Three situations that come up constantly in collectibles.
Fuel, pitch fees, auction commission and travel get categorised together. Set against your sales for the same period, that tells you what your buying actually costs before any item is priced.
Cashowa charts spending against income by month. When buying consistently runs ahead of selling, that is stock accumulating, and in resale that can quietly absorb everything you have.
Sale price minus what you paid minus platform fees minus postage. Cashowa tracks each of those, and the answer is usually a good deal lower than the headline mark up suggested.
Switch between monthly, quarterly and yearly to see the pattern.
Sourcing peaks in spring and summer when fairs and boots are running. Selling peaks in the autumn and before Christmas, so money goes out months before it comes back.
Upload twelve months and the pattern stops being something you half remember. You can switch between monthly, quarterly and yearly, which matters when income arrives in lumps and a single month tells you very little.
Import your sales file and Cashowa works out profit per product, what is selling, and what has not moved in sixty days. Enter what each item costs you once and the margins stop being guesswork.
Add a lead time and it warns you before something runs out, rather than after.
Reorder now
Classic collectible, Everyday collectible will run out before a new order arrives.
| Product | Sold | Revenue | Cost | Stock |
|---|---|---|---|---|
| Classic collectible | 31 | $3,269.88 | $36.00 | 5 |
| Everyday collectible | 16 | $1,865.76 | $39.00 | 5 |
| Mini collectible | 59 | $7,938.45 | $45.00 | 44 |
| Deluxe collectible | 65 | $3,770.00 | $25.00 | 51 |
| Starter collectible | 65 | $6,644.30 | $38.00 | 34 |
Import an order export and Cashowa works these out on its own.
Net revenue
$18,420
after refunds
Gross profit
$7,905
after unit costs
Average order
$46.10
Repeat buyers
31.4%
of customers
Refund rate
4.2%
Lifetime value
$92.30
per customer
Built around how collectibles sell, not around a generic business.
The only costing model that makes sense when nothing repeats.
Fuel, fees and commission in one figure so you know what buying really costs.
See what has not moved in sixty days, which in this trade is a pricing signal rather than a panic.
Anything you draw out to buy with is visible as money leaving, so it does not disappear from the picture.
Sale price minus what you actually paid minus the fees, rather than a headline number.
These get recognised and sorted on their own when they turn up on your statement. If something specific to your setup gets filed wrongly, you fix it once and it sticks.
Export a statement, upload it, and the categorising happens on its own.
The things worth knowing before you sign up.
Other vintage, collectibles and resale categories Cashowa is built for.
See all vintage, collectibles and resaleBrowse other use cases
Cashowa also works for
No bank login
You upload a statement. Cashowa never asks for your banking credentials.
No card to start
The free plan gives you credits every month without payment details.
CSV or PDF
Whatever your bank exports. No special format needed.
Your data stays yours
Stored against your account only, and you can delete it whenever.
Cashowa reads your statements and tells you straight. Free plan, no card required.