Cashowa
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Vintage, collectibles and resale
Cashowa turns your bank statements into a clear picture of the business. Made for collectible toys sellers, and for the specific way money moves in this trade.
Free plan, 10 credits a month, no card required.
Alex M.
hello@kestrelcollectible.co
Your business at a glance.
Revenue (90d)
$11,004.00
Operating costs (90d)
$6,196.00
Net profit (90d)
$4,808.00
Monthly net
$1,955.00
Average of closed months
Cash flow
Money in and out, last 12 months
Top costs
Biggest expense categories, last 90 days
Top suppliers
Where the money went, last 90 days
Running a collectible toys seller business means the money never behaves as neatly as the advice suggests. Resale breaks every assumption built into normal inventory thinking. There is no reorder point, because there is only ever one of the thing. Every item has its own cost basis, bought on its own day, often in cash at a car boot or an auction. Average cost means nothing here.
Sourcing is a cost that hides in plain sight. Fuel to the fair, the pitch fee, the auction commission, the hours spent looking. None of it attaches neatly to any single item, but all of it has to come out of the margin somewhere.
The other awkward thing is time. An item might sit for a year and then sell for a very good price. That is not a failure, it is how the trade works, but it makes cash flow lumpy and makes it easy to confuse a good month with a good business.
Money in
$5,040.00
Money out
$2,014.00
Left over
$3,026.00
Where the money went
Upload a statement and Cashowa does the sorting. Free to start, no card needed.
Three situations that come up constantly in collectible toys.
Sale price minus what you paid minus platform fees minus postage. Cashowa tracks each of those, and the answer is usually a good deal lower than the headline mark up suggested.
Group the fuel, pitch fees and buying from one trip and set them against what you eventually sold from it. Some trips are genuinely not worth repeating.
When buying consistently outruns selling, stock is piling up. In resale that is very easy to do and very hard to notice, because every individual purchase felt like a bargain.
Switch between monthly, quarterly and yearly to see the pattern.
Sourcing peaks in spring and summer when fairs and boots are running. Selling peaks in the autumn and before Christmas, so money goes out months before it comes back.
Upload twelve months and the pattern stops being something you half remember. You can switch between monthly, quarterly and yearly, which matters when income arrives in lumps and a single month tells you very little.
Import your sales file and Cashowa works out profit per product, what is selling, and what has not moved in sixty days. Enter what each item costs you once and the margins stop being guesswork.
Add a lead time and it warns you before something runs out, rather than after.
Reorder now
Compact collectible toy, Classic collectible toy will run out before a new order arrives.
| Product | Sold | Revenue | Cost | Stock |
|---|---|---|---|---|
| Compact collectible toy | 46 | $1,810.56 | $16.00 | 5 |
| Classic collectible toy | 56 | $5,250.56 | $32.00 | 1 |
| Everyday collectible toy | 12 | $286.20 | $9.00 | 32 |
| Mini collectible toy | 29 | $797.50 | $11.00 | 14 |
| Deluxe collectible toy | 31 | $2,272.92 | $26.00 | 38 |
Import an order export and Cashowa works these out on its own.
Net revenue
$18,420
after refunds
Gross profit
$7,905
after unit costs
Average order
$46.10
Repeat buyers
31.4%
of customers
Refund rate
4.2%
Lifetime value
$92.30
per customer
Built around how collectible toys sell, not around a generic business.
Sale price minus what you actually paid minus the fees, rather than a headline number.
After fees and postage, not the mark up you had in mind.
Buying costs grouped against what came of them.
Buying against selling, charted.
The only costing model that makes sense when nothing repeats.
These get recognised and sorted on their own when they turn up on your statement. If something specific to your setup gets filed wrongly, you fix it once and it sticks.
Export a statement, upload it, and the categorising happens on its own.
The things worth knowing before you sign up.
Other vintage, collectibles and resale categories Cashowa is built for.
See all vintage, collectibles and resaleBrowse other use cases
Cashowa also works for
No bank login
You upload a statement. Cashowa never asks for your banking credentials.
No card to start
The free plan gives you credits every month without payment details.
CSV or PDF
Whatever your bank exports. No special format needed.
Your data stays yours
Stored against your account only, and you can delete it whenever.
Cashowa reads your statements and tells you straight. Free plan, no card required.