Cashowa
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Retail and shop premises
Most online fashion stores find out how the year went in about April, from their accountant. Cashowa shows you as it happens, from the statements you already have.
Free plan, 10 credits a month, no card required.
Alex M.
hello@cobaltonlinefashio.co
Your business at a glance.
Revenue (90d)
$21,752.00
Operating costs (90d)
$15,671.00
Net profit (90d)
$6,081.00
Monthly net
$1,706.00
Average of closed months
Cash flow
Money in and out, last 12 months
Top costs
Biggest expense categories, last 90 days
Top suppliers
Where the money went, last 90 days
The money side of online fashion stores is rarely as tidy as the accounting software assumes. A shop turns cash into stock and hopes to turn it back into more cash. The awkward part is the middle bit, where a good chunk of your money is sitting on shelves doing nothing. A shop can be profitable on paper and completely out of cash at the same time, purely because it bought too well.
Rent and rates do not care how the week went. That fixed base is the thing every retail decision has to clear first, and knowing it as a weekly number changes how you think about quiet Tuesdays.
Margin varies enormously line by line, and gut feel about which lines are good is often wrong. The lines that feel successful are usually the ones that sell fast, which is not the same as the ones that make money.
Money in
$4,595.00
Money out
$1,474.00
Left over
$3,121.00
Where the money went
Upload a statement and Cashowa does the sorting. Free to start, no card needed.
Three situations that come up constantly in online fashion stores.
Compare what you spend with suppliers against what you take. When buying runs consistently ahead of selling, that difference is cash going onto shelves, and it is the most common reason a profitable shop feels broke.
Cashowa totals rent, rates, utilities, insurance and subscriptions into one recurring figure. That is what you have to take before anything is yours.
Last year's monthly chart tells you when the money actually came in. Buying against that is a lot safer than buying against how you remember the year going.
Switch between monthly, quarterly and yearly to see the pattern.
The fourth quarter carries most independent retail and January is thin. The buying for Christmas happens in autumn, which is the point of maximum cash strain.
Upload twelve months and the pattern stops being something you half remember. You can switch between monthly, quarterly and yearly, which matters when income arrives in lumps and a single month tells you very little.
If you hold stock or materials, Cashowa tracks what you have, what it cost and what is running low. Enter a count once and it counts down as things get used, so you are not retyping numbers every week.
Add a lead time and it warns you before something runs out, rather than after.
Reorder now
Till rolls, Price labels will run out before a new order arrives.
| Product | Sold | Revenue | Cost | Stock |
|---|---|---|---|---|
| Till rolls | 21 | $1,244.25 | $25.00 | 5 |
| Price labels | 45 | $5,205.15 | $43.00 | 5 |
| Tissue paper | 63 | $2,371.95 | $15.00 | 70 |
| Gift boxes | 35 | $3,211.60 | $37.00 | 36 |
| Carrier bags | 17 | $1,600.72 | $44.00 | 32 |
Built around how online fashion stores work, not around a generic business.
Rent, rates, utilities and insurance grouped so you know what a quiet week really costs.
Small per sale, significant per year, and usually invisible until you look.
Monthly and quarterly charts covering a full year.
Ask what you spent with a supplier last quarter and get a real figure.
Two channels with different costs, compared properly rather than lumped together.
These get recognised and sorted on their own when they turn up on your statement. If something specific to your setup gets filed wrongly, you fix it once and it sticks.
Export a statement, upload it, and the categorising happens on its own.
The things worth knowing before you sign up.
Other retail and shop premises categories Cashowa is built for.
See all retail and shop premisesBrowse other use cases
Cashowa also works for
No bank login
You upload a statement. Cashowa never asks for your banking credentials.
No card to start
The free plan gives you credits every month without payment details.
CSV or PDF
Whatever your bank exports. No special format needed.
Your data stays yours
Stored against your account only, and you can delete it whenever.
Cashowa reads your statements and tells you straight. Free plan, no card required.