Cashowa
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Beauty and personal care
Cashowa turns your bank statements into a clear picture of the business. Made for hair extension businesses, and for the specific way money moves in this trade.
Free plan, 10 credits a month, no card required.
Alex M.
hello@oakfieldhairextens.co
Your business at a glance.
Revenue (90d)
$19,665.00
Operating costs (90d)
$12,536.00
Net profit (90d)
$7,129.00
Monthly net
$1,818.00
Average of closed months
Cash flow
Money in and out, last 12 months
Top costs
Biggest expense categories, last 90 days
Top suppliers
Where the money went, last 90 days
If you run a hair extension businesse business, you already know the numbers do not sit still. A salon or a self employed stylist has two businesses stacked on top of each other. One sells time in a chair. The other sells product off a shelf. They have completely different margins, and mixing them together in your head is how people end up thinking a good month was better than it was.
Product cost is sneaky. Colour, developer, disposables and back bar stock get used up gradually and bought in lumps, so the spend and the usage never line up in the same month. Buying three hundred pounds of stock in one week does not mean that week was expensive, it means you bought stock.
Then there is the rent question. Chair rent or booth rent is fixed and lands whether or not you were busy. For anyone renting, the single most useful number in the business is how many clients a week clears the rent, and almost nobody has worked it out.
Money in
$5,963.00
Money out
$1,013.00
Left over
$4,950.00
Where the money went
Upload a statement and Cashowa does the sorting. Free to start, no card needed.
Three situations that come up constantly in hair extension businesses.
Because buying is lumpy, a single month tells you nothing. Cashowa charts by quarter and year, which smooths the buying pattern out and shows the real cost of goods.
Categorise product sales separately and set them against what you spend on retail stock. Plenty of salons find the retail side is barely breaking even once the money tied up in it is taken into account.
Training is expensive and usually justified with a feeling. Compare what you paid against income in the months after you started offering the new treatment. Sometimes the answer is uncomfortable and worth knowing.
Switch between monthly, quarterly and yearly to see the pattern.
December is the biggest month by a distance and January is usually the worst. There is a reliable lift before summer and around big local events and weddings.
Upload twelve months and the pattern stops being something you half remember. You can switch between monthly, quarterly and yearly, which matters when income arrives in lumps and a single month tells you very little.
If you hold stock or materials, Cashowa tracks what you have, what it cost and what is running low. Enter a count once and it counts down as things get used, so you are not retyping numbers every week.
Add a lead time and it warns you before something runs out, rather than after.
Reorder now
Foils, Shampoo litres will run out before a new order arrives.
| Product | Sold | Revenue | Cost | Stock |
|---|---|---|---|---|
| Foils | 9 | $145.80 | $6.00 | 3 |
| Shampoo litres | 6 | $102.60 | $6.00 | 3 |
| Retail conditioner | 6 | $538.74 | $41.00 | 51 |
| Colour tubes | 21 | $2,731.05 | $45.00 | 43 |
| Developer | 45 | $1,559.25 | $15.00 | 68 |
Built around how hair extension businesses work, not around a generic business.
Quarterly and annual views stop lumpy stock buying from making random months look terrible.
Payment processing fees get categorised, so you can see what your card machine costs you a year.
Two different businesses with two different margins deserve two different numbers.
Common for self employed stylists to use one account. Cashowa splits it line by line.
Product sales against product buying, so you can see if the shelf is earning.
These get recognised and sorted on their own when they turn up on your statement. If something specific to your setup gets filed wrongly, you fix it once and it sticks.
Export a statement, upload it, and the categorising happens on its own.
The things worth knowing before you sign up.
Other beauty and personal care categories Cashowa is built for.
See all beauty and personal careBrowse other use cases
Cashowa also works for
No bank login
You upload a statement. Cashowa never asks for your banking credentials.
No card to start
The free plan gives you credits every month without payment details.
CSV or PDF
Whatever your bank exports. No special format needed.
Your data stays yours
Stored against your account only, and you can delete it whenever.
Cashowa reads your statements and tells you straight. Free plan, no card required.