Cashowa
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Electronics and technology
See what you earned, what it cost you and what is left. Cashowa is made for camera and photo sellers who want a straight answer about their money without learning bookkeeping first.
Free plan, 10 credits a month, no card required.
Alex M.
hello@beaconcameraandsup.co
Your business at a glance.
Revenue (90d)
$14,153.00
Operating costs (90d)
$8,488.00
Net profit (90d)
$5,665.00
Monthly net
$1,626.00
Average of closed months
Cash flow
Money in and out, last 12 months
Top costs
Biggest expense categories, last 90 days
Top suppliers
Where the money went, last 90 days
Money in a camera and photo seller business has a shape of its own, and most tools ignore it. Electronics runs on thin margins and high prices, which is an uncomfortable combination. A small percentage of a large number still needs a lot of volume to add up, and any mistake costs real money because each unit is expensive.
Stock goes stale fast. A model that was current in March is discounted by September and dead by the following year. Unlike a jumper, which is just out of season, an old handset is genuinely worth less every month it sits there. Slow moving stock in this category is not waiting, it is depreciating.
Warranty claims, faults and returns are a permanent overhead. Buyers expect things to work, and when they do not you are usually covering the postage both ways plus a replacement. That cost never appears on the sales report and always appears in the bank.
Money in
$5,015.00
Money out
$1,943.00
Left over
$3,072.00
Where the money went
Upload a statement and Cashowa does the sorting. Free to start, no card needed.
Three situations that come up constantly in camera and photo.
Refund rate gets calculated from your order data, and postage sits in its own category. Together they show what faults and returns take out of a business where the margin was thin to begin with.
The sixty day view plus your own knowledge of the product cycle is enough to decide. In electronics the cost of waiting is usually higher than the discount, because the item keeps losing value.
Categorise testing and refurbishment costs separately and set them against what refurbished units sell for. Sometimes the labour makes it not worth doing.
Switch between monthly, quarterly and yearly to see the pattern.
The fourth quarter dominates, with Black Friday pulling a very large share. New model launches reset pricing across the category and can strand old stock overnight.
Upload twelve months and the pattern stops being something you half remember. You can switch between monthly, quarterly and yearly, which matters when income arrives in lumps and a single month tells you very little.
Import your sales file and Cashowa works out profit per product, what is selling, and what has not moved in sixty days. Enter what each item costs you once and the margins stop being guesswork.
Add a lead time and it warns you before something runs out, rather than after.
Reorder now
Large camera, Premium camera will run out before a new order arrives.
| Product | Sold | Revenue | Cost | Stock |
|---|---|---|---|---|
| Large camera | 21 | $1,256.64 | $22.00 | 5 |
| Premium camera | 22 | $993.96 | $18.00 | 5 |
| Compact camera | 38 | $4,119.58 | $37.00 | 73 |
| Classic camera | 17 | $746.13 | $19.00 | 28 |
| Everyday camera | 59 | $2,467.38 | $17.00 | 31 |
Import an order export and Cashowa works these out on its own.
Net revenue
$18,420
after refunds
Gross profit
$7,905
after unit costs
Average order
$46.10
Repeat buyers
31.4%
of customers
Refund rate
4.2%
Lifetime value
$92.30
per customer
Built around how camera and photo sell, not around a generic business.
Both take a bite that thin margins cannot easily absorb.
Enter stock levels and lead times and get told before a fast seller runs out.
Slow stock flagged while it still has value.
What the labour costs against what it recovers.
Whether a few percent survives what the platform takes.
These get recognised and sorted on their own when they turn up on your statement. If something specific to your setup gets filed wrongly, you fix it once and it sticks.
Export a statement, upload it, and the categorising happens on its own.
The things worth knowing before you sign up.
Other electronics and technology categories Cashowa is built for.
No bank login
You upload a statement. Cashowa never asks for your banking credentials.
No card to start
The free plan gives you credits every month without payment details.
CSV or PDF
Whatever your bank exports. No special format needed.
Your data stays yours
Stored against your account only, and you can delete it whenever.
Cashowa reads your statements and tells you straight. Free plan, no card required.