Cashowa
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Baby and children's products
Cashowa turns your bank statements into a clear picture of the business. Made for baby bathing sellers, and for the specific way money moves in this trade.
Free plan, 10 credits a month, no card required.
Alex M.
hello@draytonbabybathing.co
Your business at a glance.
Revenue (90d)
$9,279.00
Operating costs (90d)
$4,826.00
Net profit (90d)
$4,453.00
Monthly net
$1,976.00
Average of closed months
Cash flow
Money in and out, last 12 months
Top costs
Biggest expense categories, last 90 days
Top suppliers
Where the money went, last 90 days
Money in a baby bathing seller business has a shape of its own, and most tools ignore it. Baby and children's products carry a compliance burden that most categories do not. Testing, certification and documentation are real costs before you have sold a single unit, and they scale with how many lines you carry rather than how much you sell.
Children outgrow things, which is oddly good for business. Repeat purchase rates in this category are high because the customer keeps needing the next size up. That makes the value of a customer over time far more important than the value of a single order, and most sellers never calculate it.
Trust matters more here than anywhere else. Parents research, read reviews and check credentials before buying. That pushes marketing costs up and makes returns particularly damaging, because a bad experience does not just lose one order, it loses the next three sizes as well.
Money in
$4,209.00
Money out
$1,538.00
Left over
$2,671.00
Where the money went
Upload a statement and Cashowa does the sorting. Free to start, no card needed.
Three situations that come up constantly in baby bathing.
Average order value before and after introducing bundles. In baby products bundling works well, and this is how you confirm it rather than assume it.
Testing and certification are per line. Group them and you can see what carrying a wide range actually costs before anything sells.
Cashowa calculates repeat purchase rate and lifetime value from your order data. In a category where the same parent comes back for the next size, that number changes how much you can afford to spend winning them.
Switch between monthly, quarterly and yearly to see the pattern.
Autumn and the fourth quarter are strongest, with a smaller lift in spring. Gift buying around births and birthdays spreads demand more evenly than in toys.
Upload twelve months and the pattern stops being something you half remember. You can switch between monthly, quarterly and yearly, which matters when income arrives in lumps and a single month tells you very little.
Import your sales file and Cashowa works out profit per product, what is selling, and what has not moved in sixty days. Enter what each item costs you once and the margins stop being guesswork.
Add a lead time and it warns you before something runs out, rather than after.
Reorder now
Large baby bathing, Premium baby bathing will run out before a new order arrives.
| Product | Sold | Revenue | Cost | Stock |
|---|---|---|---|---|
| Large baby bathing | 55 | $3,836.80 | $32.00 | 2 |
| Premium baby bathing | 12 | $1,134.24 | $34.00 | 0 |
| Compact baby bathing | 14 | $846.72 | $24.00 | 16 |
| Classic baby bathing | 44 | $4,915.68 | $38.00 | 38 |
| Everyday baby bathing | 18 | $993.60 | $20.00 | 76 |
Import an order export and Cashowa works these out on its own.
Net revenue
$18,420
after refunds
Gross profit
$7,905
after unit costs
Average order
$46.10
Repeat buyers
31.4%
of customers
Refund rate
4.2%
Lifetime value
$92.30
per customer
Built around how baby bathing sell, not around a generic business.
Worked out from your own orders rather than a rule of thumb.
Testing and certification grouped so the cost of carrying a line is clear.
Returns hurt more here, so knowing the figure matters more.
Blended return on ad spend against real revenue.
The ratio that decides how much you can spend to win someone.
These get recognised and sorted on their own when they turn up on your statement. If something specific to your setup gets filed wrongly, you fix it once and it sticks.
Export a statement, upload it, and the categorising happens on its own.
The things worth knowing before you sign up.
Other baby and children's products categories Cashowa is built for.
No bank login
You upload a statement. Cashowa never asks for your banking credentials.
No card to start
The free plan gives you credits every month without payment details.
CSV or PDF
Whatever your bank exports. No special format needed.
Your data stays yours
Stored against your account only, and you can delete it whenever.
Cashowa reads your statements and tells you straight. Free plan, no card required.