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How to cancel Microsoft 365

Cancel Microsoft 365 online in 5 minutes. Annual plans get prorated refunds; monthly plans run out the month.

Online:

  1. Sign in at account.microsoft.com/services (use the Microsoft account that owns the subscription)
  2. Find Microsoft 365 → click ManageCancel subscription
  3. Microsoft offers to pause or switch plans — accept if useful
  4. Click Continue Cancellation → confirm

Annual plans get refunded. Microsoft prorates: if you paid $99 for a year and cancel after 3 months, you get ~$74 back. This is generous compared to most software companies — actually use it.

Monthly plans: No refund. Access continues to the end of the current month.

Free alternatives if you mainly used Word/Excel:

  • Microsoft 365 Online — same apps, browser-only, free with any Microsoft account
  • Google Workspace — free Docs/Sheets, fully compatible with .docx/.xlsx
  • LibreOffice — open-source, runs locally, no account needed

Family plan loophole: $99.99/year covers 6 people. Splitting with 5 family or housemates is $16.67/year each — cheaper than almost any other option.

By phone if account access is broken: 1-800-642-7676 (US), or chat at support.microsoft.com.

Last verified: May 22, 2026

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