Cashowa
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Electronics and technology
Cashowa reads your statements, categorises everything automatically and shows you the numbers that matter to smart home devices sellers. No spreadsheets, no manual tagging, no accounting degree needed.
Free plan, 10 credits a month, no card required.
Alex M.
hello@ashcroftsmarthomec.co
Your business at a glance.
Revenue (90d)
$17,224.00
Operating costs (90d)
$11,783.00
Net profit (90d)
$5,441.00
Monthly net
$1,724.00
Average of closed months
Cash flow
Money in and out, last 12 months
Top costs
Biggest expense categories, last 90 days
Top suppliers
Where the money went, last 90 days
The money side of smart home devices sellers is rarely as tidy as the accounting software assumes. Electronics runs on thin margins and high prices, which is an uncomfortable combination. A small percentage of a large number still needs a lot of volume to add up, and any mistake costs real money because each unit is expensive.
Stock goes stale fast. A model that was current in March is discounted by September and dead by the following year. Unlike a jumper, which is just out of season, an old handset is genuinely worth less every month it sits there. Slow moving stock in this category is not waiting, it is depreciating.
Warranty claims, faults and returns are a permanent overhead. Buyers expect things to work, and when they do not you are usually covering the postage both ways plus a replacement. That cost never appears on the sales report and always appears in the bank.
Money in
$4,576.00
Money out
$1,327.00
Left over
$3,249.00
Where the money went
Upload a statement and Cashowa does the sorting. Free to start, no card needed.
Three situations that come up constantly in smart home devices.
Categorise testing and refurbishment costs separately and set them against what refurbished units sell for. Sometimes the labour makes it not worth doing.
Platform fees plus payment processing plus postage against a thin gross margin. Doing that sum is how sellers discover certain lines are being sold at a loss.
In a thin margin category the revenue figure is close to meaningless. Enter unit costs and Cashowa reports gross profit, which is the only number that tells you whether the volume is worth having.
Switch between monthly, quarterly and yearly to see the pattern.
The fourth quarter dominates, with Black Friday pulling a very large share. New model launches reset pricing across the category and can strand old stock overnight.
Upload twelve months and the pattern stops being something you half remember. You can switch between monthly, quarterly and yearly, which matters when income arrives in lumps and a single month tells you very little.
Import your sales file and Cashowa works out profit per product, what is selling, and what has not moved in sixty days. Enter what each item costs you once and the margins stop being guesswork.
Add a lead time and it warns you before something runs out, rather than after.
Reorder now
Premium smart home device, Compact smart home device will run out before a new order arrives.
| Product | Sold | Revenue | Cost | Stock |
|---|---|---|---|---|
| Premium smart home device | 62 | $4,721.92 | $28.00 | 3 |
| Compact smart home device | 28 | $638.40 | $8.00 | 1 |
| Classic smart home device | 8 | $627.44 | $31.00 | 37 |
| Everyday smart home device | 51 | $986.85 | $9.00 | 67 |
| Mini smart home device | 49 | $1,374.45 | $11.00 | 80 |
Import an order export and Cashowa works these out on its own.
Net revenue
$18,420
after refunds
Gross profit
$7,905
after unit costs
Average order
$46.10
Repeat buyers
31.4%
of customers
Refund rate
4.2%
Lifetime value
$92.30
per customer
Built around how smart home devices sell, not around a generic business.
Both take a bite that thin margins cannot easily absorb.
Enter stock levels and lead times and get told before a fast seller runs out.
Slow stock flagged while it still has value.
What the labour costs against what it recovers.
Whether a few percent survives what the platform takes.
These get recognised and sorted on their own when they turn up on your statement. If something specific to your setup gets filed wrongly, you fix it once and it sticks.
Export a statement, upload it, and the categorising happens on its own.
The things worth knowing before you sign up.
Other electronics and technology categories Cashowa is built for.
See all electronics and technologyBrowse other use cases
Cashowa also works for
No bank login
You upload a statement. Cashowa never asks for your banking credentials.
No card to start
The free plan gives you credits every month without payment details.
CSV or PDF
Whatever your bank exports. No special format needed.
Your data stays yours
Stored against your account only, and you can delete it whenever.
Cashowa reads your statements and tells you straight. Free plan, no card required.