Cashowa
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Garden and outdoor living
Upload a bank statement and Cashowa sorts every line, works out what is actually making you money, and answers questions about your own numbers in plain English. Built for the way household supplies sellers really get paid.
Free plan, 10 credits a month, no card required.
Alex M.
hello@willowhouseholdsup.co
Your business at a glance.
Revenue (90d)
$11,560.00
Operating costs (90d)
$7,079.00
Net profit (90d)
$4,481.00
Monthly net
$1,729.00
Average of closed months
Cash flow
Money in and out, last 12 months
Top costs
Biggest expense categories, last 90 days
Top suppliers
Where the money went, last 90 days
If you run a household supplies seller business, you already know the numbers do not sit still. Garden retail has one of the sharpest seasons in any category. A very large share of the year happens between March and July, and the rest of the year is spent either preparing for it or recovering from it. That means the cash has to stretch across a long quiet stretch.
Weather makes it worse. A wet spring can take a serious bite out of the only months that matter, and there is no way to make it up later in the year. Very few businesses have so much riding on something so completely outside their control.
Live plants add a dimension most retail does not have. Stock that is alive can die, needs watering and looking after, and cannot simply be stored until next season. Bulky hard goods have their own problem, which is that shipping a garden bench costs a great deal.
Money in
$3,300.00
Money out
$1,523.00
Left over
$1,777.00
Where the money went
Upload a statement and Cashowa does the sorting. Free to start, no card needed.
Three situations that come up constantly in household supplies.
Live stock dies, and it is a real cost most sellers never total. Categorise write offs and the annual figure usually justifies better growing conditions.
Revenue and units by line from the season just gone. In a business with one shot a year, buying against evidence matters more than in categories where you can correct course.
The monthly chart shows exactly how much the peak earns and how long it has to last. Seeing that laid out is what turns a good spring into a planned year rather than a windfall.
Switch between monthly, quarterly and yearly to see the pattern.
March to July is the great majority of the year. August tails off, autumn brings a small bulb and planting lift, and winter is very quiet.
Upload twelve months and the pattern stops being something you half remember. You can switch between monthly, quarterly and yearly, which matters when income arrives in lumps and a single month tells you very little.
Import your sales file and Cashowa works out profit per product, what is selling, and what has not moved in sixty days. Enter what each item costs you once and the margins stop being guesswork.
Add a lead time and it warns you before something runs out, rather than after.
Reorder now
Classic household supply, Everyday household supply will run out before a new order arrives.
| Product | Sold | Revenue | Cost | Stock |
|---|---|---|---|---|
| Classic household supply | 46 | $2,859.36 | $28.00 | 3 |
| Everyday household supply | 48 | $5,088.96 | $38.00 | 1 |
| Mini household supply | 18 | $1,854.90 | $45.00 | 43 |
| Deluxe household supply | 45 | $1,964.25 | $15.00 | 33 |
| Starter household supply | 55 | $2,159.85 | $17.00 | 32 |
Import an order export and Cashowa works these out on its own.
Net revenue
$18,420
after refunds
Gross profit
$7,905
after unit costs
Average order
$46.10
Repeat buyers
31.4%
of customers
Refund rate
4.2%
Lifetime value
$92.30
per customer
Built around how household supplies sell, not around a generic business.
Bulky garden goods make freight a strategic cost.
Because in a short season waiting is not an option.
So bulky low margin items do not look like successes.
Charts that show what the peak has to fund.
What the peak has to fund.
These get recognised and sorted on their own when they turn up on your statement. If something specific to your setup gets filed wrongly, you fix it once and it sticks.
Export a statement, upload it, and the categorising happens on its own.
The things worth knowing before you sign up.
Other garden and outdoor living categories Cashowa is built for.
See all garden and outdoor livingBrowse other use cases
Cashowa also works for
No bank login
You upload a statement. Cashowa never asks for your banking credentials.
No card to start
The free plan gives you credits every month without payment details.
CSV or PDF
Whatever your bank exports. No special format needed.
Your data stays yours
Stored against your account only, and you can delete it whenever.
Cashowa reads your statements and tells you straight. Free plan, no card required.